Kyger Creek
Cheshire, OH · Charter 96737 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$20.9MAssets
$10.6MLoans
$16.9MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 84% of credit unions under $1B in assets (rank 274 of 1683).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets (rank 1614 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.71%
Rank 874 of 1,683
Net Interest Margin
2.51%
Rank 1,614 of 1,683
Efficiency Ratio
67.33%
Rank 370 of 1,682
Equity / Assets
18.93%
Rank 274 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 48% | 874 / 1,683 | | |
| Return on Equity | 3.73% | 2.67% | 5.89% | 8.74% | Beats 33% | 1,127 / 1,681 | | |
| Net Interest Margin | 2.51% | 3.31% | 3.82% | 4.32% | Beats 4% | 1,614 / 1,683 | | |
| Efficiency Ratio | 67.33% | 68.91% | 78.20% | 86.93% | Beats 78% | 370 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 799 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.93% | 10.44% | 12.89% | 16.53% | Beats 84% | 274 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.93% | 10.44% | 12.89% | 16.53% | Beats 84% | 274 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 62.83% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,022 / 1,683 | | |
| Loans / Assets | 50.83% | 44.71% | 59.18% | 70.72% | 35th pctl | 1,094 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |