Firefighters Community CU
Cleveland, OH · Charter 96723 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 7 branches
Q2 2026
$358.6MAssets
$259.1MLoans
$320.6MShares
$35.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets in the Cleveland, OH area (rank 10 of 39).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Cleveland, OH area (rank 32 of 39).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.75%
Rank 13 of 39
Net Interest Margin
3.85%
Rank 17 of 39
Efficiency Ratio
79.17%
Rank 16 of 39
Equity / Assets
9.84%
Rank 32 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.13% | 0.49% | 0.87% | Beats 67% | 13 / 39 | | |
| Return on Equity | 7.61% | 1.01% | 4.09% | 7.61% | Beats 74% | 10 / 39 | | |
| Net Interest Margin | 3.85% | 3.28% | 3.83% | 4.18% | Beats 56% | 17 / 39 | | |
| Efficiency Ratio | 79.17% | 76.45% | 81.64% | 91.75% | Beats 62% | 16 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.61% | 0.15% | 0.61% | 1.88% | Beats 54% | 19 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.84% | 10.00% | 12.89% | 19.36% | Beats 18% | 32 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.84% | 10.00% | 12.89% | 19.36% | Beats 18% | 32 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.81% | 45.46% | 53.28% | 74.29% | 90th pctl | 4 / 39 | | |
| Loans / Assets | 72.25% | 36.24% | 44.98% | 63.66% | 95th pctl | 2 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |