Mansfield, OH · Charter 96719
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.92% | 0.76% | 0.65% | 0.53% | 0.59% | -33 bps | |
| Return on Equity | 9.83% | 8.47% | 7.30% | 5.83% | 6.46% | -337 bps | |
| Net Interest Margin | 4.58% | 4.43% | 4.43% | 4.38% | 4.52% | -6 bps | |
| Efficiency Ratio | 80.43% | 79.94% | 80.39% | 89.24% | 86.50% | +607 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.35% | 12.09% | 12.79% | 6.48% | 7.42% | +207 bps | |
| Loan Growth (YoY) | -2.70% | -7.23% | -7.72% | -3.79% | -1.85% | +84 bps | |
| Share Growth (YoY) | 4.98% | 12.58% | 13.24% | 6.37% | 7.61% | +263 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.12% | 0.38% | 0.14% | 0.13% | 0.12% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.37% | 9.01% | 8.95% | 9.01% | 9.19% | -18 bps | |
| Net Worth / Assets | 9.37% | 9.01% | 8.95% | 9.01% | 9.19% | -18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 73.33% | 67.11% | 64.54% | 64.97% | 66.88% | -645 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |