Cuyahoga Falls, OH · Charter 96707
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
78
Asset Quality
27
Profitability
54
Liquidity
79
Efficiency
51
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Cuyahoga Falls, OH · Charter 96707
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.44% | 1.35% | 0.86% | 1.05% | 0.92% | 0.85% | 1.12% | 0.92% | -13 bps | |
| Return on Equity | 8.00% | 7.69% | 4.97% | 6.08% | 5.27% | 5.00% | 6.45% | 5.26% | -82 bps | |
| Net Interest Margin | 4.40% | 4.26% | 4.02% | 4.06% | 4.07% | 3.97% | 3.92% | 3.92% | -14 bps | |
| Efficiency Ratio | 66.34% | 68.01% | 74.57% | 70.48% | 72.81% | 75.30% | 78.33% | 77.82% | +734 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.09% | 2.09% | 5.95% | 7.25% | 7.97% | 7.74% | 4.90% | 4.94% | -232 bps | |
| Loan Growth (YoY) | 2.05% | -0.57% | -4.61% | -7.15% | -8.10% | -7.30% | 4.19% | 4.97% | +1,211 bps | |
| Share Growth (YoY) | -1.96% | 0.98% | 6.03% | 7.50% | 8.57% | 8.06% | 5.09% | 4.89% | -261 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.83% | 2.07% | 1.31% | 0.89% | 1.95% | 1.64% | 1.23% | 1.19% | +31 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.01% | 17.59% | 17.30% | 17.24% | 17.56% | 17.07% | 17.30% | 17.44% | +20 bps | |
| Net Worth / Assets | 18.01% | 17.59% | 17.30% | 17.24% | 17.56% | 17.07% | 17.30% | 17.44% | +20 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 74.80% | 69.82% | 65.78% | 62.88% | 63.32% | 59.90% | 65.21% | 62.92% | +5 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Cuyahoga Falls, OH · Charter 96707 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.92%
Rank 661 of 1,683
Net Interest Margin
3.92%
Rank 739 of 1,683
Efficiency Ratio
77.81%
Rank 824 of 1,682
Equity / Assets
17.44%
Rank 364 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.92% | 0.35% | 0.74% | 1.18% | Beats 61% | 661 / 1,683 | ||
| Return on Equity | 5.25% | 2.67% | 5.89% | 8.74% | Beats 45% | 932 / 1,681 | ||
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 739 / 1,683 | ||
| Efficiency Ratio | 77.81% | 68.91% | 78.20% | 86.93% | Beats 51% | 824 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.19% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,225 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 17.44% | 10.44% | 12.89% | 16.53% | Beats 78% | 364 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 17.44% | 10.44% | 12.89% | 16.53% | Beats 78% | 364 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 62.92% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,020 / 1,683 | ||
| Loans / Assets | 51.64% | 44.71% | 59.18% | 70.72% | 37th pctl | 1,063 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||