Massillon, OH · Charter 96652
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.40% | 0.46% | 0.36% | 0.98% | 0.87% | +47 bps | |
| Return on Equity | 3.42% | 3.98% | 3.10% | 8.01% | 7.52% | +409 bps | |
| Net Interest Margin | 3.44% | 3.41% | 3.45% | 3.80% | 3.56% | +12 bps | |
| Efficiency Ratio | 89.82% | 88.25% | 90.82% | 77.62% | 78.61% | -1,121 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.64% | 15.05% | 6.51% | -0.27% | 7.49% | -315 bps | |
| Loan Growth (YoY) | 4.89% | -1.28% | 5.83% | 7.73% | -3.63% | -852 bps | |
| Share Growth (YoY) | 11.82% | 16.74% | 6.92% | -0.92% | 7.74% | -408 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.67% | 2.25% | 3.77% | 1.72% | 2.24% | -43 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.80% | 11.53% | 11.58% | 12.18% | 11.57% | -23 bps | |
| Net Worth / Assets | 11.80% | 11.53% | 11.58% | 12.18% | 11.57% | -23 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.33% | 72.67% | 74.34% | 75.85% | 70.06% | -827 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |