Kaw Valley Bank
Topeka, KS · Cert 9665 · Peer group: banks under $1B in assets (n=581-629) · R Dean Phillips Bk Tr Dated 11-19-2004
State charter, non-member · FDIC · 6 affiliate banks · 7 branches (43 in holding)
Q2 2026
$339.5MAssets
$280.7MLoans
$283.0MDeposits
$41.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 88% of banks under $1B in assets (rank 77 of 629).
- Widest gap: total risk-based capital ratio trails 72% of banks under $1B in assets (rank 456 of 629).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.43%
Rank 165 of 629
Net Interest Margin
4.43%
Rank 77 of 629
Efficiency Ratio
61.43%
Rank 199 of 629
Equity / Assets
12.33%
Rank 209 of 629
Non-interest income vs. expense
Unfavorable gap of $8.7M · efficiency ratio beats 69% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.43% | 0.60% | 1.01% | 1.45% | Beats 74% | 165 / 629 | |
| Return on Equity | 11.60% | 5.38% | 9.30% | 13.28% | Beats 65% | 223 / 629 | |
| Net Interest Margin | 4.43% | 3.03% | 3.54% | 4.05% | Beats 88% | 77 / 629 | |
| Efficiency Ratio | 61.43% | 58.35% | 67.79% | 79.08% | Beats 69% | 199 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.46% | 1.20% | Beats 85% | 86 / 581 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 58% | 245 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 11.90% | 11.24% | 13.84% | 18.77% | Beats 32% | 426 / 629 | |
| Total Risk-Based Capital Ratio | 11.90% | 11.58% | 14.43% | 19.66% | Beats 28% | 456 / 629 | |
| Equity / Assets | 12.33% | 9.09% | 10.65% | 13.80% | Beats 67% | 209 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 99.19% | 67.24% | 80.90% | 93.48% | 85th pctl | 91 / 594 | |
| Loans / Assets | 82.67% | 53.31% | 67.71% | 78.15% | 87th pctl | 83 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |