Lafayette, LA · Charter 9643
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.09% | -0.21% | 0.18% | 0.10% | -0.15% | -6 bps | |
| Return on Equity | -0.67% | -1.62% | 1.32% | 0.77% | -1.10% | -42 bps | |
| Net Interest Margin | 3.73% | 3.78% | 3.81% | 3.79% | 3.93% | +20 bps | |
| Efficiency Ratio | 96.59% | 97.02% | 90.27% | 94.04% | 95.78% | -81 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.29% | 1.90% | 1.59% | -0.36% | -0.56% | -385 bps | |
| Loan Growth (YoY) | 0.92% | -1.42% | 1.36% | 3.15% | 4.09% | +317 bps | |
| Share Growth (YoY) | 2.57% | 1.15% | -0.22% | -1.28% | -1.34% | -391 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.57% | 0.64% | 0.75% | 0.53% | 0.67% | +10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.02% | 13.10% | 13.39% | 13.16% | 13.24% | +22 bps | |
| Net Worth / Assets | 13.02% | 13.10% | 13.39% | 13.16% | 13.24% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 75.05% | 76.26% | 78.14% | 77.07% | 79.18% | +413 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |