Meritus
Lafayette, LA · Charter 9643 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 4 branches
Q2 2026
$246.0MAssets
$165.3MLoans
$208.8MShares
$32.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 72% of credit unions under $1B in assets in LA (rank 17 of 57).
- Widest gap: return on equity trails 89% of credit unions under $1B in assets in LA (rank 51 of 57).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.14%
Rank 51 of 57
Net Interest Margin
3.93%
Rank 30 of 57
Efficiency Ratio
95.78%
Rank 48 of 56
Equity / Assets
13.24%
Rank 39 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.14% | 0.18% | 0.61% | 1.03% | Beats 11% | 51 / 57 | |
| Return on Equity | -1.09% | 0.88% | 3.71% | 5.62% | Beats 11% | 51 / 57 | |
| Net Interest Margin | 3.93% | 3.51% | 3.94% | 4.60% | Beats 47% | 30 / 57 | |
| Efficiency Ratio | 95.78% | 76.49% | 84.29% | 92.65% | Beats 16% | 48 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.35% | 1.18% | 2.04% | Beats 72% | 17 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.24% | 11.86% | 15.46% | 23.44% | Beats 32% | 39 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.24% | 11.86% | 15.46% | 23.44% | Beats 32% | 39 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 79.18% | 55.77% | 71.07% | 79.18% | 74th pctl | 15 / 57 | |
| Loans / Assets | 67.19% | 44.60% | 59.45% | 67.17% | 75th pctl | 14 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |