Chicago, IL · Charter 95826
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.03% | 0.13% | 0.18% | 0.10% | 0.23% | +19 bps | |
| Return on Equity | 0.15% | 0.61% | 0.81% | 0.44% | 1.01% | +86 bps | |
| Net Interest Margin | 5.97% | 5.93% | 5.95% | 5.52% | 5.43% | -54 bps | |
| Efficiency Ratio | 82.81% | 84.17% | 85.25% | 88.08% | 88.17% | +536 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.73% | -0.57% | 0.16% | -4.56% | -1.64% | +309 bps | |
| Loan Growth (YoY) | -5.36% | -5.89% | -11.48% | -12.19% | -14.20% | -884 bps | |
| Share Growth (YoY) | -4.27% | -1.84% | -1.25% | -6.70% | -2.97% | +129 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 3.52% | 3.12% | 2.95% | 2.45% | 2.65% | -87 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.53% | 21.78% | 22.09% | 22.44% | 22.39% | -14 bps | |
| Net Worth / Assets | 22.53% | 21.78% | 22.09% | 22.44% | 22.39% | -14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.75% | 60.38% | 58.94% | 57.07% | 54.60% | -715 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |