Bridgeport, CT · Charter 9582
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.18% | 1.99% | 1.79% | 2.07% | 2.16% | 2.28% | 2.32% | 2.25% | +18 bps | |
| Return on Equity | 13.15% | 11.72% | 10.92% | 12.21% | 12.25% | 12.73% | 12.76% | 12.03% | -18 bps | |
| Net Interest Margin | 4.67% | 4.74% | 4.58% | 4.74% | 4.88% | 4.85% | 4.88% | 4.93% | +19 bps | |
| Efficiency Ratio | 58.11% | 58.54% | 60.53% | 58.48% | 57.81% | 57.61% | 60.00% | 60.78% | +229 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.75% | -1.73% | 3.56% | 4.97% | 6.12% | 8.43% | 3.92% | 3.77% | -120 bps | |
| Loan Growth (YoY) | 12.54% | 8.21% | 2.79% | -2.17% | -3.91% | -1.86% | 1.58% | 1.01% | +318 bps | |
| Share Growth (YoY) | -8.33% | -4.35% | -0.14% | 3.13% | 5.01% | 7.56% | 3.58% | 1.51% | -162 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.85% | 0.98% | 1.80% | 1.08% | 0.73% | 0.96% | 0.69% | 1.65% | +57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.61% | 16.97% | 16.43% | 16.94% | 17.60% | 17.94% | 18.20% | 18.69% | +175 bps | |
| Net Worth / Assets | 16.61% | 16.97% | 16.43% | 16.94% | 17.60% | 17.94% | 18.20% | 18.69% | +175 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 50.17% | 49.14% | 44.90% | 45.17% | 45.91% | 44.84% | 44.03% | 44.95% | -22 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |