PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bridgeport Police

Bridgeport, CT · Charter 9582

NCUA · 1 branch

Q2 2026

$29.6MAssets
$10.7MLoans
$23.7MShares
$5.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 2.25%, up 18 bps year over year; NIM at 4.93%.
  • Asset quality: problem loans at 1.65% of loans (+57 bps YoY).
  • Capital: net worth / assets of 18.69%, up 175 bps from a year ago.
  • Funding: loans stand at 44.95% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

2.25%+18 bps YoY

Net Interest Margin (quarter, annualized)

4.93%+19 bps YoY

Efficiency Ratio (quarter, annualized)

60.78%+229 bps YoY

Net Worth / Assets

18.69%+175 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets2.07%2.16%2.28%2.32%2.25%+18 bps
Return on Equity12.21%12.25%12.73%12.76%12.03%-18 bps
Net Interest Margin4.74%4.88%4.85%4.88%4.93%+19 bps
Efficiency Ratio58.48%57.81%57.61%60.00%60.78%+229 bps
Growth
Asset Growth (YoY)4.97%6.12%8.43%3.92%3.77%-120 bps
Loan Growth (YoY)-2.17%-3.91%-1.86%1.58%1.01%+318 bps
Share Growth (YoY)3.13%5.01%7.56%3.58%1.51%-162 bps
Asset Quality
Delinquent Loans / Loans1.08%0.73%0.96%0.69%1.65%+57 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.94%17.60%17.94%18.20%18.69%+175 bps
Net Worth / Assets16.94%17.60%17.94%18.20%18.69%+175 bps
Liquidity & Funding
Loans / Shares45.17%45.91%44.84%44.03%44.95%-22 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps