Trupartner
Cincinnati, OH · Charter 95802 · Peer group: credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (n=26)
NCUA · 4 branches
Q2 2026
$162.7MAssets
$80.3MLoans
$144.5MShares
$18.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 46% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 14 of 26).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets in the Cincinnati, OH-KY-IN area (rank 23 of 26).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.44%
Rank 19 of 26
Net Interest Margin
3.98%
Rank 14 of 26
Efficiency Ratio
80.83%
Rank 18 of 26
Equity / Assets
11.22%
Rank 17 of 26
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.44% | 0.41% | 0.79% | 1.34% | Beats 27% | 19 / 26 | |
| Return on Equity | 3.92% | 3.53% | 6.04% | 8.49% | Beats 27% | 19 / 26 | |
| Net Interest Margin | 3.98% | 3.25% | 4.11% | 4.64% | Beats 46% | 14 / 26 | |
| Efficiency Ratio | 80.83% | 71.52% | 75.99% | 84.12% | Beats 35% | 18 / 26 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.34% | 0.40% | 1.09% | 2.09% | Beats 15% | 23 / 26 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.22% | 10.31% | 12.73% | 15.29% | Beats 35% | 17 / 26 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.22% | 10.31% | 12.73% | 15.29% | Beats 35% | 17 / 26 | |
| Liquidity & Funding |
| Loans / Deposits | 55.55% | 51.92% | 65.22% | 76.21% | 35th pctl | 17 / 26 | |
| Loans / Assets | 49.32% | 44.32% | 54.77% | 68.75% | 38th pctl | 16 / 26 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |