Fairview Park, OH · Charter 95786
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Cleveland, OH area (n=39). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
97
Asset Quality
21
Profitability
38
Liquidity
19
Efficiency
18
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fairview Park, OH · Charter 95786
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.62% | 0.58% | 0.45% | 0.52% | 0.55% | 0.31% | 0.27% | 0.14% | -38 bps | |
| Return on Equity | 1.47% | 1.34% | 1.04% | 1.20% | 1.28% | 0.73% | 0.65% | 0.34% | -86 bps | |
| Net Interest Margin | 4.73% | 4.84% | 4.65% | 4.68% | 4.58% | 4.45% | 4.22% | 4.18% | -50 bps | |
| Efficiency Ratio | 86.20% | 88.06% | 92.83% | 90.06% | 89.92% | 92.77% | 100.10% | 97.60% | +754 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.11% | -4.78% | -3.74% | -3.27% | -0.66% | 4.58% | 4.50% | 5.04% | +831 bps | |
| Loan Growth (YoY) | 0.08% | -2.76% | -5.55% | -4.54% | -6.53% | -7.71% | -5.36% | -7.11% | -256 bps | |
| Share Growth (YoY) | -3.11% | -9.29% | -7.43% | -6.65% | -2.01% | 7.54% | 7.48% | 8.00% | +1,465 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.58% | 0.42% | 0.35% | 1.24% | 1.39% | 1.19% | 1.71% | 2.45% | +120 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 42.32% | 43.45% | 43.40% | 43.41% | 43.12% | 41.85% | 41.80% | 41.45% | -196 bps | |
| Net Worth / Assets | 42.32% | 43.45% | 43.40% | 43.41% | 43.12% | 41.85% | 41.80% | 41.45% | -196 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 87.87% | 91.66% | 88.20% | 87.19% | 83.81% | 78.66% | 77.65% | 74.99% | -1,220 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Fairview Park, OH · Charter 95786 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
Return on Assets
0.14%
Rank 29 of 39
Net Interest Margin
4.18%
Rank 10 of 39
Efficiency Ratio
97.75%
Rank 33 of 39
Equity / Assets
41.45%
Rank 1 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.14% | 0.13% | 0.49% | 0.87% | Beats 26% | 29 / 39 | ||
| Return on Equity | 0.35% | 1.01% | 4.09% | 7.61% | Beats 15% | 33 / 39 | ||
| Net Interest Margin | 4.18% | 3.28% | 3.83% | 4.18% | Beats 74% | 10 / 39 | ||
| Efficiency Ratio | 97.75% | 76.45% | 81.64% | 91.75% | Beats 18% | 33 / 39 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.44% | 0.15% | 0.61% | 1.88% | Beats 21% | 32 / 39 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 41.45% | 10.00% | 12.89% | 19.36% | Beats 97% | 1 / 39 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 41.45% | 10.00% | 12.89% | 19.36% | Beats 97% | 1 / 39 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 74.99% | 45.46% | 53.28% | 74.29% | 79th pctl | 8 / 39 | ||
| Loans / Assets | 43.30% | 36.24% | 44.98% | 63.66% | 41st pctl | 23 / 39 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||