Burbank, CA · Charter 9556
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.34% | -0.37% | -0.14% | 0.11% | 0.17% | -0.63% | -0.19% | -5 bps | |
| Return on Equity | 0.98% | 3.18% | -4.14% | -1.53% | 1.16% | 1.88% | -7.29% | -2.25% | -72 bps | |
| Net Interest Margin | 2.98% | 2.78% | 2.24% | 2.49% | 2.61% | 2.63% | 2.71% | 2.68% | +19 bps | |
| Efficiency Ratio | 92.87% | 86.64% | 95.61% | 94.50% | 90.78% | 89.49% | 109.69% | 98.89% | +439 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.76% | 21.28% | 46.51% | 43.21% | 27.32% | 18.73% | 3.23% | 5.84% | -3,738 bps | |
| Loan Growth (YoY) | 13.57% | 20.73% | 31.43% | 30.94% | 40.85% | 39.81% | 30.03% | 24.85% | -610 bps | |
| Share Growth (YoY) | 16.27% | 24.84% | 49.19% | 56.63% | 27.70% | 14.63% | 1.17% | 3.08% | -5,355 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.79% | 0.67% | 0.45% | 0.23% | 0.35% | 0.32% | 0.35% | 0.28% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.50% | 10.65% | 8.89% | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Net Worth / Assets | 11.50% | 10.65% | 8.89% | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.44% | 76.66% | 71.16% | 78.62% | 86.52% | 93.51% | 91.45% | 95.22% | +1,660 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |