Burbank, CA · Charter 9556
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.14% | 0.11% | 0.17% | -0.63% | -0.19% | -5 bps | |
| Return on Equity | -1.53% | 1.16% | 1.88% | -7.29% | -2.25% | -72 bps | |
| Net Interest Margin | 2.49% | 2.61% | 2.63% | 2.71% | 2.68% | +19 bps | |
| Efficiency Ratio | 94.50% | 90.78% | 89.49% | 109.69% | 98.89% | +439 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 43.21% | 27.32% | 18.73% | 3.23% | 5.84% | -3,738 bps | |
| Loan Growth (YoY) | 30.94% | 40.85% | 39.81% | 30.03% | 24.85% | -610 bps | |
| Share Growth (YoY) | 56.63% | 27.70% | 14.63% | 1.17% | 3.08% | -5,355 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.23% | 0.35% | 0.32% | 0.35% | 0.28% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Net Worth / Assets | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.62% | 86.52% | 93.51% | 91.45% | 95.22% | +1,660 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |