Burbank, CA · Charter 9556
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
11
Asset Quality
73
Profitability
17
Liquidity
0
Efficiency
16
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burbank, CA · Charter 9556
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.34% | -0.37% | -0.14% | 0.11% | 0.17% | -0.63% | -0.19% | -5 bps | |
| Return on Equity | 0.98% | 3.18% | -4.14% | -1.53% | 1.16% | 1.88% | -7.29% | -2.25% | -72 bps | |
| Net Interest Margin | 2.98% | 2.78% | 2.24% | 2.49% | 2.61% | 2.63% | 2.71% | 2.68% | +19 bps | |
| Efficiency Ratio | 92.87% | 86.64% | 95.61% | 94.50% | 90.78% | 89.49% | 109.69% | 98.89% | +439 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 14.76% | 21.28% | 46.51% | 43.21% | 27.32% | 18.73% | 3.23% | 5.84% | -3,738 bps | |
| Loan Growth (YoY) | 13.57% | 20.73% | 31.43% | 30.94% | 40.85% | 39.81% | 30.03% | 24.85% | -610 bps | |
| Share Growth (YoY) | 16.27% | 24.84% | 49.19% | 56.63% | 27.70% | 14.63% | 1.17% | 3.08% | -5,355 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.79% | 0.67% | 0.45% | 0.23% | 0.35% | 0.32% | 0.35% | 0.28% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.50% | 10.65% | 8.89% | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Net Worth / Assets | 11.50% | 10.65% | 8.89% | 8.89% | 9.11% | 9.07% | 8.62% | 8.46% | -43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 78.44% | 76.66% | 71.16% | 78.62% | 86.52% | 93.51% | 91.45% | 95.22% | +1,660 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burbank, CA · Charter 9556 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 2 branches
Q2 2026
Return on Assets
-0.19%
Rank 51 of 62
Net Interest Margin
2.68%
Rank 51 of 62
Efficiency Ratio
98.89%
Rank 53 of 62
Equity / Assets
8.46%
Rank 55 of 62
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | -0.19% | 0.01% | 0.47% | 0.92% | Beats 18% | 51 / 62 | ||
| Return on Equity | -2.24% | 0.18% | 3.35% | 5.66% | Beats 15% | 53 / 62 | ||
| Net Interest Margin | 2.68% | 2.88% | 3.31% | 3.93% | Beats 18% | 51 / 62 | ||
| Efficiency Ratio | 98.89% | 71.17% | 84.14% | 92.47% | Beats 16% | 53 / 62 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.28% | 0.22% | 0.52% | 0.99% | Beats 73% | 18 / 62 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 8.46% | 9.30% | 12.20% | 16.33% | Beats 11% | 55 / 62 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 8.46% | 9.30% | 12.20% | 16.33% | Beats 11% | 55 / 62 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 95.22% | 48.69% | 57.00% | 84.55% | 95th pctl | 3 / 62 | ||
| Loans / Assets | 85.03% | 42.93% | 53.05% | 69.62% | 98th pctl | 1 / 62 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||