Moorestown, NJ · Charter 9555
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50 to 51). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
22
Asset Quality
22
Profitability
58
Liquidity
46
Efficiency
42
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Moorestown, NJ · Charter 9555
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.75% | 0.86% | 1.23% | 0.99% | 0.95% | 0.79% | 0.19% | 0.47% | -52 bps | |
| Return on Equity | 8.26% | 9.21% | 13.15% | 10.42% | 9.74% | 7.95% | 1.90% | 4.63% | -579 bps | |
| Net Interest Margin | 4.21% | 4.32% | 4.25% | 4.29% | 4.35% | 4.36% | 4.33% | 3.98% | -31 bps | |
| Efficiency Ratio | 84.59% | 82.70% | 74.29% | 79.25% | 79.16% | 81.83% | 91.96% | 83.86% | +461 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.71% | -0.78% | -0.64% | 0.28% | 3.83% | 1.99% | -1.89% | -1.67% | -195 bps | |
| Loan Growth (YoY) | -24.05% | -29.18% | -21.41% | -23.06% | -16.97% | -9.71% | -7.34% | -6.57% | +1,648 bps | |
| Share Growth (YoY) | -5.79% | -2.04% | -3.05% | -0.04% | 1.35% | 0.62% | -2.39% | -2.34% | -230 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.24% | 0.69% | 1.99% | 1.77% | 2.02% | 2.31% | 3.60% | 2.11% | +34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.74% | 0.83% | 0.98% | 0.71% | 0.93% | 0.78% | 0.92% | 0.49% | -22 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.12% | 9.37% | 9.33% | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Net Worth / Assets | 9.12% | 9.37% | 9.33% | 9.47% | 9.79% | 9.98% | 10.04% | 10.15% | +68 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 37.40% | 33.59% | 30.91% | 29.80% | 30.64% | 30.15% | 29.34% | 28.51% | -129 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Moorestown, NJ · Charter 9555 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
Return on Assets
0.48%
Rank 27 of 51
Net Interest Margin
3.97%
Rank 14 of 51
Efficiency Ratio
84.11%
Rank 30 of 50
Equity / Assets
10.15%
Rank 40 of 51
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.48% | -0.05% | 0.48% | 0.90% | Beats 47% | 27 / 51 | ||
| Return on Equity | 4.70% | -0.58% | 4.00% | 6.90% | Beats 53% | 24 / 51 | ||
| Net Interest Margin | 3.97% | 2.96% | 3.44% | 3.98% | Beats 73% | 14 / 51 | ||
| Efficiency Ratio | 84.11% | 73.91% | 81.87% | 94.16% | Beats 42% | 30 / 50 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.10% | 0.19% | 0.96% | 1.83% | Beats 22% | 40 / 50 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 10.15% | 10.44% | 12.55% | 18.48% | Beats 22% | 40 / 51 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 10.15% | 10.44% | 12.55% | 18.48% | Beats 22% | 40 / 51 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 28.51% | 28.84% | 50.95% | 65.41% | 22nd pctl | 40 / 51 | ||
| Loans / Assets | 25.96% | 20.51% | 39.58% | 57.94% | 29th pctl | 36 / 51 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||