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Los Angeles Firemen's

Los Angeles, CA · Charter 95053

NCUA · 5 branches

Q1 2017

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q1 2017, the quarter ended March 31, 2017, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Los Angeles Firemen's

Los Angeles, CA · Charter 95053

NCUA · 5 branches

Q1 2017

$1.2BAssets
$950.9MLoans
$1.1BShares
$113.6MNet Worth

Executive Summary

  • Earnings: ROA of 0.33%, down 29 bps year over year; NIM at 2.51%.
  • Asset quality: problem loans at 0.24% of loans (-3 bps YoY).
  • Capital: net worth / assets of 9.38%, down 42 bps from a year ago.
  • Funding: loans stand at 87.82% of shares as of Q1 2017.

Return on Assets (YTD, annualized)

0.33%-29 bps YoY

Net Interest Margin (YTD, annualized)

2.51%-18 bps YoY

Efficiency Ratio (YTD, annualized)

90.36%+867 bps YoY

Net Worth / Assets

9.38%-42 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2015Q3 2015Q4 2015Q1 2016Q2 2016Q3 2016Q4 2016Q1 2017YoY ΔTrend
Earnings
Return on Assets0.86%0.73%0.57%0.62%0.64%0.72%0.59%0.33%-29 bps
Return on Equity8.35%7.36%5.70%6.31%6.40%7.37%6.08%3.51%-280 bps
Net Interest Margin2.85%2.74%2.61%2.69%2.69%2.56%2.42%2.51%-18 bps
Efficiency Ratio77.19%78.03%82.18%81.70%82.01%79.18%82.67%90.36%+867 bps
Growth
Asset Growth (YoY)10.20%12.90%10.70%10.69%8.11%8.62%8.92%10.75%+6 bps
Loan Growth (YoY)12.99%11.02%9.48%7.76%2.58%0.02%1.19%5.98%-178 bps
Share Growth (YoY)9.67%11.29%11.75%11.95%12.39%13.36%12.66%12.75%+80 bps
Asset Quality
Delinquent Loans / Loans0.29%0.40%0.27%0.28%0.29%0.33%0.40%0.24%-3 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.47%0.52%0.53%0.54%0.51%0.51%0.49%0.47%-7 bps
Capital
Risk-Based Capital10.29%9.98%10.00%9.80%9.99%9.80%9.78%9.38%-42 bps
Net Worth / Assets10.29%9.98%10.00%9.80%9.99%9.80%9.78%9.38%-42 bps
Liquidity & Funding
Loans / Shares100.83%98.96%97.89%93.43%92.03%87.31%87.92%87.82%-561 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps