South Bay Redondo Beach, CA · Charter 95052 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 4 branches
Q2 2026
$160.6M Assets
$123.5M Loans
$144.1M Shares
$14.9M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 65% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 22 of 62). Widest gap: equity / assets trails 76% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 47 of 62). Overall: at or above the peer median on 2 of 7 directional measures. Return on Assets
0.10%
Rank 44 of 62
Net Interest Margin
3.66%
Rank 22 of 62
Efficiency Ratio
87.53%
Rank 40 of 62
Equity / Assets
9.30%
Rank 47 of 62
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.10% 0.01% 0.47% 0.92% Beats 29% 44 / 62 Return on Equity 1.12% 0.18% 3.35% 5.66% Beats 31% 43 / 62 Net Interest Margin 3.66% 2.88% 3.31% 3.93% Beats 65% 22 / 62 Efficiency Ratio 87.53% 71.17% 84.14% 92.47% Beats 37% 40 / 62 Asset Quality Nonperforming Loans / Loans 0.48% 0.22% 0.52% 0.99% Beats 55% 29 / 62 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.30% 9.30% 12.20% 16.33% Beats 24% 47 / 62 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.30% 9.30% 12.20% 16.33% Beats 24% 47 / 62 Liquidity & Funding Loans / Deposits 85.65% 48.69% 57.00% 84.55% 77th pctl 14 / 62 Loans / Assets 76.89% 42.93% 53.05% 69.62% 89th pctl 7 / 62 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11