Movement Bank
Danville, VA · Cert 9502 · Peer group: banks under $1B in assets (n=570-617)
State charter, non-member · FDIC · 4 branches
Q2 2026
$165.5MAssets
$109.5MLoans
$145.6MDeposits
$18.4MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 78% of banks under $1B in assets (rank 127 of 570).
- Widest gap: efficiency ratio trails 80% of banks under $1B in assets (rank 494 of 617).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
0.93%
Rank 345 of 617
Net Interest Margin
3.41%
Rank 349 of 617
Efficiency Ratio
82.95%
Rank 494 of 617
Equity / Assets
11.13%
Rank 271 of 617
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 20% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.93% | 0.60% | 1.01% | 1.45% | Beats 44% | 345 / 617 | | |
| Return on Equity | 8.37% | 5.30% | 9.43% | 13.30% | Beats 43% | 354 / 617 | | |
| Net Interest Margin | 3.41% | 3.04% | 3.54% | 4.05% | Beats 43% | 349 / 617 | | |
| Efficiency Ratio | 82.95% | 58.03% | 67.76% | 79.08% | Beats 20% | 494 / 617 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.09% | 0.47% | 1.27% | Beats 78% | 127 / 570 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 69% | 178 / 570 | | |
| Capital |
| Tier 1 Capital Ratio | 16.95% | 11.18% | 13.83% | 18.55% | Beats 69% | 189 / 617 | | |
| Total Risk-Based Capital Ratio | 17.81% | 11.56% | 14.39% | 19.39% | Beats 70% | 186 / 617 | | |
| Equity / Assets | 11.13% | 9.03% | 10.55% | 13.63% | Beats 56% | 271 / 617 | | |
| Liquidity & Funding |
| Loans / Deposits | 75.20% | 64.77% | 79.70% | 93.06% | 42nd pctl | 340 / 582 | | |
| Loans / Assets | 66.15% | 51.70% | 67.18% | 77.51% | 48th pctl | 318 / 617 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |