Kane County Teachers
Elgin, IL · Charter 95015 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 8 branches
Q3 2024
$464.2MAssets
$329.9MLoans
$419.6MShares
$44.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 92% of credit unions under $1B in assets (rank 148 of 1761).
- Widest gap: equity / assets trails 80% of credit unions under $1B in assets (rank 1400 of 1761).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.25%
Rank 415 of 1,761
Net Interest Margin
3.90%
Rank 662 of 1,761
Efficiency Ratio
65.67%
Rank 334 of 1,754
Equity / Assets
9.68%
Rank 1,400 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.25% | 0.26% | 0.70% | 1.22% | Beats 76% | 415 / 1,761 | |
| Return on Equity | 12.93% | 2.09% | 5.52% | 9.08% | Beats 92% | 148 / 1,761 | |
| Net Interest Margin | 3.90% | 3.03% | 3.59% | 4.25% | Beats 62% | 662 / 1,761 | |
| Efficiency Ratio | 65.67% | 68.95% | 77.94% | 87.14% | Beats 81% | 334 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.31% | 0.26% | 0.65% | 1.27% | Beats 24% | 1,333 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.68% | 10.05% | 12.42% | 15.87% | Beats 20% | 1,400 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.68% | 10.05% | 12.42% | 15.87% | Beats 20% | 1,400 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 78.60% | 56.21% | 73.13% | 85.64% | 60th pctl | 707 / 1,759 | |
| Loans / Assets | 71.05% | 47.85% | 62.48% | 73.19% | 70th pctl | 526 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |