Community Star
Elyria, OH · Charter 95008 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 2 branches
Q2 2026
$102.7MAssets
$68.3MLoans
$90.7MShares
$10.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 79% of credit unions under $1B in assets in the Cleveland, OH area (rank 8 of 39).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets in the Cleveland, OH area (rank 33 of 39).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.83%
Rank 11 of 39
Net Interest Margin
3.41%
Rank 27 of 39
Efficiency Ratio
78.28%
Rank 12 of 39
Equity / Assets
9.73%
Rank 33 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.13% | 0.49% | 0.87% | Beats 72% | 11 / 39 | |
| Return on Equity | 8.56% | 1.01% | 4.09% | 7.61% | Beats 79% | 8 / 39 | |
| Net Interest Margin | 3.41% | 3.28% | 3.83% | 4.18% | Beats 31% | 27 / 39 | |
| Efficiency Ratio | 78.28% | 76.45% | 81.64% | 91.75% | Beats 72% | 12 / 39 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.55% | 0.15% | 0.61% | 1.88% | Beats 56% | 18 / 39 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.73% | 10.00% | 12.89% | 19.36% | Beats 15% | 33 / 39 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.73% | 10.00% | 12.89% | 19.36% | Beats 15% | 33 / 39 | |
| Liquidity & Funding |
| Loans / Deposits | 75.29% | 45.46% | 53.28% | 74.29% | 82nd pctl | 7 / 39 | |
| Loans / Assets | 66.48% | 36.24% | 44.98% | 63.66% | 85th pctl | 6 / 39 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |