Shawnee TVA Employees
West Paducah, KY · Charter 9497 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$6.6MAssets
$3.4MLoans
$5.1MShares
$1.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 74% of credit unions under $1B in assets (rank 1238 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.79%
Rank 786 of 1,683
Net Interest Margin
3.36%
Rank 1,238 of 1,683
Efficiency Ratio
79.28%
Rank 900 of 1,682
Equity / Assets
22.56%
Rank 147 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 786 / 1,683 | | |
| Return on Equity | 3.52% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,148 / 1,681 | | |
| Net Interest Margin | 3.36% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,238 / 1,683 | | |
| Efficiency Ratio | 79.28% | 68.91% | 78.20% | 86.93% | Beats 47% | 900 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.56% | 10.44% | 12.89% | 16.53% | Beats 91% | 147 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.56% | 10.44% | 12.89% | 16.53% | Beats 91% | 147 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.53% | 52.61% | 69.38% | 83.50% | 45th pctl | 933 / 1,683 | | |
| Loans / Assets | 51.35% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,076 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |