Portland, OR · Charter 9483
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.95% | 0.69% | 0.51% | 0.24% | 0.05% | -90 bps | |
| Return on Equity | 8.19% | 6.08% | 4.39% | 2.07% | 0.44% | -775 bps | |
| Net Interest Margin | 4.81% | 4.74% | 4.82% | 4.53% | 4.53% | -28 bps | |
| Efficiency Ratio | 73.27% | 75.16% | 76.98% | 90.97% | 89.43% | +1,616 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.78% | -0.18% | -3.67% | -4.41% | 1.12% | +290 bps | |
| Loan Growth (YoY) | -7.01% | -6.04% | -4.76% | -3.90% | -3.10% | +391 bps | |
| Share Growth (YoY) | -3.16% | -1.00% | -4.54% | -5.42% | 1.19% | +434 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.61% | 0.69% | 1.22% | 1.25% | 1.20% | +59 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.55% | 11.41% | 11.59% | 11.62% | 11.43% | -12 bps | |
| Net Worth / Assets | 11.55% | 11.41% | 11.59% | 11.62% | 11.43% | -12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 74.77% | 73.18% | 74.24% | 74.07% | 71.61% | -317 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |