Pittsburgh, PA · Charter 9479
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.75% | 2.07% | 2.18% | 2.06% | 2.05% | 2.13% | 1.21% | 1.95% | -12 bps | |
| Return on Equity | 11.68% | 13.38% | 13.92% | 12.68% | 12.11% | 12.25% | 7.05% | 11.03% | -165 bps | |
| Net Interest Margin | 4.10% | 4.20% | 4.21% | 4.31% | 4.28% | 4.41% | 3.68% | 3.88% | -43 bps | |
| Efficiency Ratio | 66.22% | 62.29% | 57.40% | 60.32% | 60.42% | 60.20% | 70.01% | 57.61% | -271 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.66% | 1.02% | 2.54% | 1.42% | 2.36% | 1.60% | 1.91% | 2.46% | +104 bps | |
| Loan Growth (YoY) | -6.34% | -9.37% | -3.20% | 6.23% | 2.13% | 2.96% | -6.62% | -14.98% | -2,120 bps | |
| Share Growth (YoY) | -4.06% | -0.98% | 0.65% | -0.99% | -0.27% | -0.66% | -0.12% | 0.98% | +197 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.09% | 0.18% | 0.08% | 0.32% | 0.25% | 0.07% | 0.06% | 0.15% | -17 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 14.95% | 15.50% | 15.62% | 16.28% | 16.92% | 17.38% | 17.17% | 17.63% | +136 bps | |
| Net Worth / Assets | 14.95% | 15.50% | 15.62% | 16.28% | 16.92% | 17.38% | 17.17% | 17.63% | +136 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 29.62% | 28.85% | 28.68% | 31.57% | 30.34% | 29.90% | 26.81% | 26.58% | -499 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |