Marisol
Phoenix, AZ · Charter 9469 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$49.1MAssets
$27.7MLoans
$41.2MShares
$6.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 76% of credit unions under $1B in assets (rank 405 of 1683).
- Widest gap: efficiency ratio trails 81% of credit unions under $1B in assets (rank 1362 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.32%
Rank 1,297 of 1,683
Net Interest Margin
4.35%
Rank 405 of 1,683
Efficiency Ratio
89.26%
Rank 1,362 of 1,682
Equity / Assets
13.72%
Rank 713 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.32% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,297 / 1,683 | |
| Return on Equity | 2.31% | 2.67% | 5.89% | 8.74% | Beats 22% | 1,310 / 1,681 | |
| Net Interest Margin | 4.35% | 3.31% | 3.82% | 4.32% | Beats 76% | 405 / 1,683 | |
| Efficiency Ratio | 89.26% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,362 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 766 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.72% | 10.44% | 12.89% | 16.53% | Beats 58% | 713 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.72% | 10.44% | 12.89% | 16.53% | Beats 58% | 713 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 67.15% | 52.61% | 69.38% | 83.50% | 46th pctl | 915 / 1,683 | |
| Loans / Assets | 56.33% | 44.71% | 59.18% | 70.72% | 44th pctl | 943 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |