PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Porcelain Product Employees

Vienna, WV · Charter 9430

Q2 1995

$103KAssets
$77KLoans
$86KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 8.53%.
  • Asset quality: problem loans at 65.70% of loans.
  • Funding: loans stand at 88.94% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

8.53%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets7.66%6.10%8.53%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans5.59%11.10%65.70%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans10.00%13.58%65.19%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares77.74%75.57%88.94%n/a
Liquid Assets / Assets36.62%38.43%62.69%n/a