Valley National Bank
Passaic, NJ · Cert 9396 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Valley National Bcorp
National charter · OCC · 228 branches
Q2 2026
$66.2BAssets
$52.5BLoans
$54.3BDeposits
$8.4BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 80% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 3 of 15).
- Widest gap: tier 1 capital ratio trails 87% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 13 of 15).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.06%
Rank 6 of 15
Net Interest Margin
2.98%
Rank 5 of 15
Efficiency Ratio
55.24%
Rank 6 of 15
Equity / Assets
12.66%
Rank 3 of 15
Non-interest income vs. expense
Unfavorable gap of $1.0B · efficiency ratio beats 67% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.74% | 0.98% | 1.14% | Beats 60% | 6 / 15 | |
| Return on Equity | 8.33% | 5.21% | 8.81% | 10.53% | Beats 40% | 9 / 15 | |
| Net Interest Margin | 2.98% | 1.76% | 2.56% | 3.09% | Beats 67% | 5 / 15 | |
| Efficiency Ratio | 55.24% | 49.33% | 55.36% | 65.80% | Beats 67% | 6 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.91% | 0.39% | 0.66% | 0.92% | Beats 33% | 11 / 15 | |
| Net Charge-Offs / Loans | 0.09% | 0.01% | 0.03% | 0.10% | Beats 33% | 11 / 15 | |
| Capital |
| Tier 1 Capital Ratio | 12.28% | 12.31% | 14.32% | 17.39% | Beats 13% | 13 / 15 | |
| Total Risk-Based Capital Ratio | 13.34% | 13.34% | 14.76% | 19.29% | Beats 20% | 12 / 15 | |
| Equity / Assets | 12.66% | 8.06% | 10.22% | 12.59% | Beats 80% | 3 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 96.57% | 52.62% | 85.61% | 96.57% | 73rd pctl | 4 / 15 | |
| Loans / Assets | 79.24% | 32.81% | 69.81% | 78.17% | 87th pctl | 2 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |