Bank of Advance, The
Advance, MO · Cert 9369 · Peer group: banks under $1B in assets in MO (n=82-83) · Miles Bancshares Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$509.9MAssets
$408.0MLoans
$438.7MDeposits
$66.9MEquity
Executive Summary
- Strongest standing: return on assets outperforms 86% of banks under $1B in assets in MO (rank 12 of 83).
- Widest gap: net charge-offs / loans trails 80% of banks under $1B in assets in MO (rank 67 of 82).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.92%
Rank 12 of 83
Net Interest Margin
4.55%
Rank 13 of 83
Efficiency Ratio
47.62%
Rank 18 of 83
Equity / Assets
13.11%
Rank 24 of 83
Non-interest income vs. expense
Unfavorable gap of $9.6M · efficiency ratio beats 80% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.92% | 0.96% | 1.32% | 1.75% | Beats 86% | 12 / 83 | |
| Return on Equity | 14.67% | 9.66% | 12.96% | 15.76% | Beats 69% | 26 / 83 | |
| Net Interest Margin | 4.55% | 3.35% | 3.85% | 4.16% | Beats 84% | 13 / 83 | |
| Efficiency Ratio | 47.62% | 49.83% | 58.83% | 68.51% | Beats 80% | 18 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.08% | 0.51% | 1.01% | Beats 38% | 52 / 82 | |
| Net Charge-Offs / Loans | 0.09% | 0.00% | 0.01% | 0.06% | Beats 20% | 67 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 13.01% | 11.01% | 12.49% | 14.98% | Beats 55% | 37 / 83 | |
| Total Risk-Based Capital Ratio | 13.01% | 11.13% | 13.01% | 15.10% | Beats 49% | 42 / 83 | |
| Equity / Assets | 13.11% | 8.83% | 10.71% | 13.29% | Beats 71% | 24 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 93.00% | 69.28% | 83.22% | 91.21% | 79th pctl | 17 / 82 | |
| Loans / Assets | 80.01% | 59.34% | 71.15% | 78.36% | 80th pctl | 17 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |