PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

New York Times Employees

New York, NY · Charter 9358

NCUA · 3 branches

Q2 2026

$73.6MAssets
$29.4MLoans
$61.4MShares
$12.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.72%, up 59 bps year over year; NIM at 2.67%.
  • Asset quality: problem loans at 3.04% of loans (-8 bps YoY).
  • Capital: net worth / assets of 17.16%, up 31 bps from a year ago.
  • Funding: loans stand at 47.88% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.72%+59 bps YoY

Net Interest Margin (quarter, annualized)

2.67%+40 bps YoY

Efficiency Ratio (quarter, annualized)

75.46%-1,883 bps YoY

Net Worth / Assets

17.16%+31 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.14%0.22%0.14%0.50%0.72%+59 bps
Return on Equity0.82%1.26%0.84%2.93%4.23%+341 bps
Net Interest Margin2.27%2.37%2.42%2.57%2.67%+40 bps
Efficiency Ratio94.29%91.79%92.23%79.68%75.46%-1,883 bps
Growth
Asset Growth (YoY)-0.56%-1.45%-1.35%-2.66%0.73%+128 bps
Loan Growth (YoY)11.96%19.08%15.45%10.14%-0.23%-1,219 bps
Share Growth (YoY)-3.27%-3.58%-4.42%-4.75%-1.72%+155 bps
Asset Quality
Delinquent Loans / Loans3.12%2.98%2.84%3.15%3.04%-8 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.84%17.14%17.14%17.19%17.16%+31 bps
Net Worth / Assets16.84%17.14%17.14%17.19%17.16%+31 bps
Liquidity & Funding
Loans / Shares47.17%50.55%49.99%48.89%47.88%+71 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps