Battle Bank, National Association
Upsala, MN · Cert 9336 · Peer group: banks under $1B in assets in MN (n=111-113) · Battle Financial Inc.
National charter · OCC · 1 branch
Q2 2026
$180.8MAssets
$12.4MLoans
$112.4MDeposits
$67.0MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in MN (rank 12 of 111).
- Widest gap: return on equity trails 100% of banks under $1B in assets in MN (rank 113 of 113).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-6.50%
Rank 113 of 113
Net Interest Margin
2.60%
Rank 108 of 113
Efficiency Ratio
394%
Rank 113 of 113
Equity / Assets
37.04%
Rank 4 of 113
Non-interest income vs. expense
Unfavorable gap of $15.2M · efficiency ratio beats 1% of banks under $1B in assets in MN | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -6.50% | 0.87% | 1.20% | 1.41% | Beats 0% | 113 / 113 | |
| Return on Equity | -17.56% | 8.92% | 11.27% | 13.99% | Beats 0% | 113 / 113 | |
| Net Interest Margin | 2.60% | 3.42% | 3.88% | 4.31% | Beats 4% | 108 / 113 | |
| Efficiency Ratio | 394% | 54.13% | 61.48% | 69.86% | Beats 1% | 113 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.09% | 0.58% | 1.82% | Beats 100% | 12 / 111 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.04% | Beats 100% | 36 / 111 | |
| Capital |
| Tier 1 Capital Ratio | 33.32% | 11.53% | 13.31% | 18.13% | Beats 93% | 8 / 113 | |
| Total Risk-Based Capital Ratio | 33.32% | 12.12% | 14.43% | 19.39% | Beats 93% | 8 / 113 | |
| Equity / Assets | 37.04% | 8.52% | 10.10% | 11.94% | Beats 96% | 4 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 11.01% | 62.08% | 77.32% | 88.06% | 0th pctl | 111 / 111 | |
| Loans / Assets | 6.84% | 55.01% | 66.35% | 75.50% | 2nd pctl | 111 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |