Maple Plain, MN · Cert 9332 · Maple Banc Shares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
Market Position · Minneapolis-St. Paul-Bloomington, MN-WI · 2026 SOD (annual) · 0.0% share · #104 of 125 inst. · $0.1B of $253.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.35% | -0.40% | -0.06% | 0.25% | 0.24% | 0.06% | 0.73% | 0.73% | +49 bps | |
| Return on Equity | 3.58% | -4.12% | -0.62% | 2.50% | 2.36% | 0.53% | 6.52% | 6.54% | +404 bps | |
| Net Interest Margin | 2.54% | 2.49% | 2.59% | 2.68% | 2.68% | 2.76% | 2.97% | 3.01% | +34 bps | |
| Efficiency Ratio | 84.68% | 90.83% | 95.35% | 86.49% | 85.53% | 83.25% | 72.10% | 71.96% | -1,453 bps | |
| Non-Interest Burden | 2.10% | 2.23% | 2.45% | 2.26% | 2.24% | 2.24% | 2.05% | 2.07% | -18 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -1.58% | -6.13% | -8.24% | -7.32% | -8.62% | -4.09% | -1.64% | -0.41% | +691 bps | |
| Loan Growth (YoY) | 3.11% | 1.77% | -4.80% | -9.85% | -7.45% | -5.06% | -5.14% | -4.17% | +569 bps | |
| Deposit Growth (YoY) | -7.52% | -5.95% | -8.73% | 1.07% | -2.31% | -5.73% | -2.75% | -1.54% | -261 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.40% | 2.05% | 2.02% | 1.78% | 1.48% | 0.56% | 0.56% | 1.80% | +2 bps | |
| Net Charge-Offs / Loans | 0.19% | 1.42% | 0.40% | 0.18% | 0.15% | 0.84% | 0.01% | 0.02% | -16 bps | |
| Allowance / Loans | 1.14% | 1.25% | 1.29% | 1.34% | 1.42% | 1.39% | 1.43% | 1.45% | +11 bps | |
| Allowance Coverage of NPLs | 0.5x | 0.6x | 0.6x | 0.8x | 1.0x | 2.5x | 2.6x | 0.8x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.73% | 12.75% | 13.51% | 13.96% | 13.89% | 13.55% | 13.74% | 14.05% | +9 bps | |
| Total Risk-Based Capital | 29.47% | 24.60% | 13.51% | 27.35% | 13.89% | 29.83% | 31.63% | 28.56% | +122 bps | |
| Equity / Assets | 10.90% | 9.14% | 9.94% | 10.65% | 11.79% | 11.16% | 11.16% | 11.39% | +74 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 59.48% | 55.23% | 54.95% | 54.17% | 56.35% | 55.63% | 53.60% | 52.72% | -145 bps | |
| Liquid Assets / Assets | 0.12% | 0.10% | 1.25% | 3.35% | 0.09% | 0.07% | 4.19% | 4.64% | +129 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 54.97% | 53.45% | 51.70% | n/a | n/a | |