Bank of Maple Plain

Maple Plain, MN · Cert 9332 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · Maple Banc Shares Inc.

State charter, non-member · FDIC · 1 branch

Q2 2026

$85.5MAssets

$39.4MLoans

$74.7MDeposits

$9.7MEquity

Executive Summary

Strongest standing: tier 1 capital ratio outperforms 98% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 1 of 53).
Widest gap: net interest margin trails 89% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 47 of 53).
Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

0.73%

Rank 40 of 53

Net Interest Margin

3.01%

Rank 47 of 53

Efficiency Ratio

71.96%

Rank 41 of 53

Equity / Assets

11.39%

Rank 8 of 53

Non-interest income vs. expense

Unfavorable gap of $1.8M · efficiency ratio beats 25% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area

Metric	Your Bank	Peer 25th	Peer Median	Peer 75th	Standing	Rank
Earnings
Return on Assets	0.73%	0.73%	1.11%	1.30%	Beats 25%	40 / 53
Return on Equity	6.43%	7.88%	12.20%	14.12%	Beats 15%	45 / 53
Net Interest Margin	3.01%	3.39%	3.77%	4.09%	Beats 11%	47 / 53
Efficiency Ratio	71.96%	56.05%	65.05%	71.57%	Beats 25%	41 / 53
Asset Quality
Nonperforming Loans / Loans	1.80%	0.14%	0.52%	1.20%	Beats 21%	43 / 53
Net Charge-Offs / Loans	0.01%	0.00%	0.01%	0.08%	Beats 47%	29 / 53
Capital
Tier 1 Capital Ratio	27.31%	10.73%	12.98%	15.08%	Beats 98%	1 / 53
Total Risk-Based Capital Ratio	28.56%	11.49%	13.79%	16.34%	Beats 98%	1 / 53
Equity / Assets	11.39%	8.08%	9.25%	10.72%	Beats 85%	8 / 53
Liquidity & Funding
Loans / Deposits	52.72%	72.13%	82.29%	93.80%	9th pctl	48 / 53
Loans / Assets	46.05%	63.64%	71.80%	79.37%	9th pctl	48 / 53
Brokered Deposits / Deposits	n/a	Not reported for this institution