PackageTrendsPeer
Letter portraitLegal landscape

First State Bank of Le Center

Le Center, MN · Cert 9330 · Peer group: banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=53) · First St Agency of Le Ctr Inc.

State charter, non-member · FDIC · 2 branches

Q2 2026

$110.4MAssets
$77.8MLoans
$92.3MDeposits
$12.1MEquity

Return on Assets

1.63%

Rank 9 of 53

Net Interest Margin

4.47%

Rank 5 of 53

Efficiency Ratio

56.05%

Rank 14 of 53

Equity / Assets

10.94%

Rank 11 of 53

Non-interest income vs. expense

$0.3M$2.9MINCOMEEXPENSE
Unfavorable gap of $2.6M · efficiency ratio beats 75% of banks under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area
Bank 56.05%Peer median 65.1%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Return on Assets1.63%0.73%1.11%1.30%Beats 83%9 / 53
Net Interest Margin4.47%3.39%3.77%4.09%Beats 91%5 / 53
Nonperforming Loans / Loans0.81%0.14%0.52%1.20%Beats 38%34 / 53
Tier 1 Capital Ratio13.68%10.73%12.98%15.08%Beats 62%20 / 53
Equity / Assets10.94%8.08%9.25%10.72%Beats 79%11 / 53
Loans / Assets70.46%63.64%71.80%79.37%43rd pctl30 / 53