Bank of Maysville
Maysville, KY · Cert 9315 · Peer group: banks under $1B in assets in KY (n=69) · First Bank of Kentucky Corp.
State charter, non-member · FDIC · 3 branches
Q2 2026
$164.0MAssets
$87.0MLoans
$133.7MDeposits
$28.6MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of banks under $1B in assets in KY (rank 4 of 69).
- Widest gap: return on equity trails 71% of banks under $1B in assets in KY (rank 49 of 69).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.44%
Rank 18 of 69
Net Interest Margin
3.60%
Rank 42 of 69
Efficiency Ratio
56.26%
Rank 20 of 69
Equity / Assets
17.46%
Rank 6 of 69
Non-interest income vs. expense
Unfavorable gap of $3.0M · efficiency ratio beats 72% of banks under $1B in assets in KY | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.83% | 1.18% | 1.44% | Beats 74% | 18 / 69 | | |
| Return on Equity | 8.23% | 7.64% | 11.70% | 15.70% | Beats 29% | 49 / 69 | | |
| Net Interest Margin | 3.60% | 3.45% | 3.75% | 3.96% | Beats 39% | 42 / 69 | | |
| Efficiency Ratio | 56.26% | 55.32% | 62.99% | 70.80% | Beats 72% | 20 / 69 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.18% | 0.52% | 1.14% | Beats 80% | 15 / 69 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.02% | 0.06% | Beats 80% | 15 / 69 | | |
| Capital |
| Tier 1 Capital Ratio | 30.26% | 11.33% | 13.58% | 16.27% | Beats 94% | 4 / 69 | | |
| Total Risk-Based Capital Ratio | 31.08% | 11.55% | 14.43% | 17.27% | Beats 94% | 4 / 69 | | |
| Equity / Assets | 17.46% | 8.31% | 9.91% | 12.53% | Beats 91% | 6 / 69 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.05% | 71.40% | 81.07% | 88.03% | 17th pctl | 57 / 69 | | |
| Loans / Assets | 53.04% | 61.10% | 68.66% | 76.68% | 14th pctl | 59 / 69 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |