Portland, OR · Charter 9292
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.92% | 0.91% | 0.88% | 1.13% | +33 bps | |
| Return on Equity | 5.12% | 5.79% | 5.67% | 5.89% | 7.39% | +227 bps | |
| Net Interest Margin | 3.49% | 3.52% | 3.50% | 3.26% | 3.31% | -17 bps | |
| Efficiency Ratio | 75.89% | 75.16% | 74.98% | 75.21% | 70.80% | -509 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 40.92% | 36.88% | 35.90% | 21.23% | 20.97% | -1,995 bps | |
| Loan Growth (YoY) | 22.20% | 22.59% | 22.31% | 11.02% | 12.33% | -987 bps | |
| Share Growth (YoY) | 47.18% | 42.01% | 39.98% | 21.61% | 21.40% | -2,578 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.18% | 0.17% | 0.22% | 0.20% | 0.27% | +9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.58% | 15.85% | 15.97% | 15.01% | 15.31% | -26 bps | |
| Net Worth / Assets | 15.58% | 15.85% | 15.97% | 15.01% | 15.31% | -26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.41% | 81.92% | 80.45% | 74.51% | 75.32% | -609 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |