Longview, WA · Charter 9289
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.73% | 0.72% | 0.77% | 0.63% | 0.58% | -15 bps | |
| Return on Equity | 6.12% | 5.98% | 6.30% | 5.22% | 4.73% | -139 bps | |
| Net Interest Margin | 3.48% | 3.50% | 3.56% | 3.44% | 3.51% | +2 bps | |
| Efficiency Ratio | 84.22% | 84.79% | 83.05% | 83.12% | 85.06% | +84 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.07% | 2.85% | 1.81% | 1.98% | 3.24% | +217 bps | |
| Loan Growth (YoY) | -3.26% | -3.52% | -2.03% | -4.37% | -5.88% | -261 bps | |
| Share Growth (YoY) | 0.88% | 2.49% | 1.19% | 1.50% | 2.94% | +206 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.36% | 0.76% | 0.09% | 1.36% | 1.32% | +96 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Net Worth / Assets | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.32% | 63.97% | 63.30% | 59.84% | 58.81% | -551 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |