Lower Columbia Longshoremen
Longview, WA · Charter 9289 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$95.8MAssets
$49.3MLoans
$83.8MShares
$11.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 44% of credit unions under $1B in assets (rank 948 of 1683).
- Widest gap: nonperforming loans / loans trails 76% of credit unions under $1B in assets (rank 1275 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.58%
Rank 1,033 of 1,683
Net Interest Margin
3.51%
Rank 1,117 of 1,683
Efficiency Ratio
85.08%
Rank 1,188 of 1,682
Equity / Assets
12.31%
Rank 948 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,033 / 1,683 | | |
| Return on Equity | 4.73% | 2.67% | 5.89% | 8.74% | Beats 42% | 980 / 1,681 | | |
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,117 / 1,683 | | |
| Efficiency Ratio | 85.08% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,188 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,275 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.81% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,124 / 1,683 | | |
| Loans / Assets | 51.46% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,069 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |