Longview, WA · Charter 9289
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
44
Asset Quality
24
Profitability
38
Liquidity
66
Efficiency
29
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Longview, WA · Charter 9289
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.38% | 0.91% | 0.73% | 0.72% | 0.77% | 0.63% | 0.58% | -15 bps | |
| Return on Equity | 2.83% | 3.22% | 7.82% | 6.12% | 5.98% | 6.30% | 5.22% | 4.73% | -139 bps | |
| Net Interest Margin | 3.46% | 3.44% | 3.37% | 3.48% | 3.50% | 3.56% | 3.44% | 3.51% | +2 bps | |
| Efficiency Ratio | 91.74% | 89.93% | 81.65% | 84.22% | 84.79% | 83.05% | 83.12% | 85.06% | +84 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.74% | 0.65% | 0.14% | 1.07% | 2.85% | 1.81% | 1.98% | 3.24% | +217 bps | |
| Loan Growth (YoY) | 0.88% | -1.61% | -1.71% | -3.26% | -3.52% | -2.03% | -4.37% | -5.88% | -261 bps | |
| Share Growth (YoY) | -1.07% | 0.78% | -0.01% | 0.88% | 2.49% | 1.19% | 1.50% | 2.94% | +206 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.50% | 0.22% | 0.36% | 0.36% | 0.76% | 0.09% | 1.36% | 1.32% | +96 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.72% | 11.66% | 11.67% | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Net Worth / Assets | 11.72% | 11.66% | 11.67% | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.95% | 65.38% | 63.51% | 64.32% | 63.97% | 63.30% | 59.84% | 58.81% | -551 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, WA · Charter 9289 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.58%
Rank 1,033 of 1,683
Net Interest Margin
3.51%
Rank 1,117 of 1,683
Efficiency Ratio
85.08%
Rank 1,188 of 1,682
Equity / Assets
12.31%
Rank 948 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,033 / 1,683 | ||
| Return on Equity | 4.73% | 2.67% | 5.89% | 8.74% | Beats 42% | 980 / 1,681 | ||
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,117 / 1,683 | ||
| Efficiency Ratio | 85.08% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,188 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.32% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,275 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 58.81% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,124 / 1,683 | ||
| Loans / Assets | 51.46% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,069 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||