Longview, WA · Charter 9289
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Trailing 9 quarters, through Q2 2026
Capital
44
Asset Quality
24
Profitability
38
Liquidity
66
Efficiency
29
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is a stronger peer standing, and the peer median is fixed at 50. Liquidity, Growth: closeness to the peer median, 100 at the median.
Longview, WA · Charter 9289
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.33% | 0.38% | 0.91% | 0.73% | 0.72% | 0.77% | 0.63% | 0.58% | -15 bps | |
| Return on Equity | 2.83% | 3.22% | 7.82% | 6.12% | 5.98% | 6.30% | 5.22% | 4.73% | -139 bps | |
| Net Interest Margin | 3.46% | 3.44% | 3.37% | 3.48% | 3.50% | 3.56% | 3.44% | 3.51% | +2 bps | |
| Efficiency Ratio | 91.74% | 89.93% | 81.65% | 84.22% | 84.79% | 83.05% | 83.12% | 85.06% | +84 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.74% | 0.65% | 0.14% | 1.07% | 2.85% | 1.81% | 1.98% | 3.24% | +217 bps | |
| Loan Growth (YoY) | 0.88% | -1.61% | -1.71% | -3.26% | -3.52% | -2.03% | -4.37% | -5.88% | -261 bps | |
| Share Growth (YoY) | -1.07% | 0.78% | -0.01% | 0.88% | 2.49% | 1.19% | 1.50% | 2.94% | +206 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.50% | 0.22% | 0.36% | 0.36% | 0.76% | 0.09% | 1.36% | 1.32% | +96 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.72% | 11.66% | 11.67% | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Net Worth / Assets | 11.72% | 11.66% | 11.67% | 11.99% | 12.06% | 12.22% | 12.13% | 12.31% | +32 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 67.95% | 65.38% | 63.51% | 64.32% | 63.97% | 63.30% | 59.84% | 58.81% | -551 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Longview, WA · Charter 9289 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.58%
Rank 1,033 of 1,683
Net Interest Margin
3.51%
Rank 1,117 of 1,683
Efficiency Ratio
85.08%
Rank 1,188 of 1,682
Equity / Assets
12.31%
Rank 948 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.58% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,033 / 1,683 | ||
| Return on Equity | 4.73% | 2.67% | 5.89% | 8.74% | Beats 42% | 980 / 1,681 | ||
| Net Interest Margin | 3.51% | 3.31% | 3.82% | 4.32% | Beats 34% | 1,117 / 1,683 | ||
| Efficiency Ratio | 85.08% | 68.91% | 78.20% | 86.93% | Beats 29% | 1,188 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.32% | 0.26% | 0.65% | 1.29% | Beats 24% | 1,275 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.31% | 10.44% | 12.89% | 16.53% | Beats 44% | 948 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 58.81% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,124 / 1,683 | ||
| Loans / Assets | 51.46% | 44.71% | 59.18% | 70.72% | 36th pctl | 1,069 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||