Rushville State Bank
Rushville, IL · Cert 9265 · Peer group: banks under $1B in assets in IL (n=149-151) · Rushville Bancshares Inc.
State charter, Fed member · FED · 1 branch
Q2 2026
$134.8MAssets
$56.7MLoans
$118.9MDeposits
$14.0MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in IL (rank 27 of 149).
- Widest gap: net interest margin trails 77% of banks under $1B in assets in IL (rank 117 of 151).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.40%
Rank 33 of 151
Net Interest Margin
3.01%
Rank 117 of 151
Efficiency Ratio
50.82%
Rank 20 of 151
Equity / Assets
10.38%
Rank 84 of 151
Non-interest income vs. expense
Unfavorable gap of $1.9M · efficiency ratio beats 87% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.40% | 0.70% | 1.03% | 1.34% | Beats 78% | 33 / 151 | |
| Return on Equity | 13.51% | 6.74% | 9.34% | 12.94% | Beats 80% | 30 / 151 | |
| Net Interest Margin | 3.01% | 3.02% | 3.43% | 3.83% | Beats 23% | 117 / 151 | |
| Efficiency Ratio | 50.82% | 54.64% | 64.89% | 72.50% | Beats 87% | 20 / 151 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.20% | 0.66% | 1.77% | Beats 77% | 36 / 149 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.07% | Beats 100% | 27 / 149 | |
| Capital |
| Tier 1 Capital Ratio | 14.32% | 11.83% | 14.17% | 18.66% | Beats 52% | 73 / 151 | |
| Total Risk-Based Capital Ratio | 14.32% | 12.22% | 14.54% | 19.92% | Beats 47% | 80 / 151 | |
| Equity / Assets | 10.38% | 9.10% | 10.65% | 12.40% | Beats 44% | 84 / 151 | |
| Liquidity & Funding |
| Loans / Deposits | 47.65% | 54.39% | 71.02% | 80.75% | 10th pctl | 134 / 149 | |
| Loans / Assets | 42.05% | 45.91% | 61.31% | 68.01% | 13th pctl | 132 / 151 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |