Certified El Monte, CA · Charter 9230 · Peer group: credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=62)
NCUA · 10 branches
Q2 2026
$925.3M Assets
$585.4M Loans
$723.9M Shares
$191.6M Net Worth
Executive Summary Strongest standing: return on assets outperforms 85% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 9 of 62). Widest gap: nonperforming loans / loans trails 39% of credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 25 of 62). Overall: at or above the peer median on 7 of 7 directional measures. Return on Assets
1.24%
Rank 9 of 62
Net Interest Margin
3.93%
Rank 16 of 62
Efficiency Ratio
65.63%
Rank 11 of 62
Equity / Assets
20.71%
Rank 10 of 62
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 1.24% 0.01% 0.47% 0.92% Beats 85% 9 / 62 Return on Equity 6.00% 0.18% 3.35% 5.66% Beats 76% 15 / 62 Net Interest Margin 3.93% 2.88% 3.31% 3.93% Beats 74% 16 / 62 Efficiency Ratio 65.63% 71.17% 84.14% 92.47% Beats 84% 11 / 62 Asset Quality Nonperforming Loans / Loans 0.37% 0.22% 0.52% 0.99% Beats 61% 25 / 62 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 20.71% 9.30% 12.20% 16.33% Beats 84% 10 / 62 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 20.71% 9.30% 12.20% 16.33% Beats 84% 10 / 62 Liquidity & Funding Loans / Deposits 80.86% 48.69% 57.00% 84.55% 71st pctl 18 / 62 Loans / Assets 63.26% 42.93% 53.05% 69.62% 68th pctl 20 / 62 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11