Puget Sound Refinery
Anacortes, WA · Charter 9145 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$15.6MAssets
$9.5MLoans
$12.7MShares
$2.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 79% of credit unions under $1B in assets (rank 360 of 1683).
- Widest gap: nonperforming loans / loans trails 88% of credit unions under $1B in assets (rank 1488 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.96%
Rank 621 of 1,683
Net Interest Margin
4.13%
Rank 571 of 1,683
Efficiency Ratio
78.45%
Rank 858 of 1,682
Equity / Assets
17.51%
Rank 360 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.74% | 1.18% | Beats 63% | 621 / 1,683 | |
| Return on Equity | 5.50% | 2.67% | 5.89% | 8.74% | Beats 47% | 898 / 1,681 | |
| Net Interest Margin | 4.13% | 3.31% | 3.82% | 4.32% | Beats 66% | 571 / 1,683 | |
| Efficiency Ratio | 78.45% | 68.91% | 78.20% | 86.93% | Beats 49% | 858 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.28% | 0.26% | 0.65% | 1.29% | Beats 12% | 1,488 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.51% | 10.44% | 12.89% | 16.53% | Beats 79% | 360 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.51% | 10.44% | 12.89% | 16.53% | Beats 79% | 360 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.61% | 52.61% | 69.38% | 83.50% | 60th pctl | 679 / 1,683 | |
| Loans / Assets | 61.00% | 44.71% | 59.18% | 70.72% | 54th pctl | 772 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |