Anchorage, AK · Cert 91385
FDIC
Q2 2014
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2013 | Q3 2013 | Q4 2013 | Q1 2014 | Q2 2014 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 4.33% | 4.06% | 2.41% | 4.09% | 2.79% | -154 bps | |
| Return on Equity | 4.38% | 4.10% | 2.43% | 4.12% | 2.80% | -158 bps | |
| Net Interest Margin | 0.02% | 0.02% | 0.02% | 0.00% | 0.02% | 0 bps | |
| Efficiency Ratio | 21.58% | 26.37% | 36.94% | 22.58% | 27.21% | +563 bps | |
| Non-Interest Burden | -7.00% | -6.55% | -3.88% | -6.60% | -4.46% | +254 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.53% | 3.96% | 4.10% | 3.60% | 2.51% | -202 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 468% | 466% | 458% | 465% | 472% | +469 bps | |
| Equity / Assets | 98.90% | 99.29% | 99.07% | 99.24% | 99.78% | +87 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |