Atlanta, GA · Cert 91325 · Canadian Imperial Bk of Com
National charter · OCC · 1 affiliate bank · 16 branches (24 in holding)
Q2 2026
Market Position · Atlanta-Sandy Springs-Roswell, GA · 2026 SOD (annual) · 0.0% share · #78 of 81 inst. · $0.0B of $255.1B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 13.25% | 16.56% | 11.99% | 11.60% | 12.16% | 13.26% | 13.24% | 13.72% | +212 bps | |
| Return on Equity | 18.61% | 23.26% | 17.06% | 16.81% | 17.75% | 19.33% | 19.17% | 20.02% | +321 bps | |
| Net Interest Margin | 1.18% | 1.21% | 0.93% | 0.99% | 0.96% | 0.97% | 0.79% | 0.82% | -17 bps | |
| Efficiency Ratio | 56.72% | 56.03% | 50.24% | 57.19% | 57.90% | 59.78% | 56.64% | 59.15% | +196 bps | |
| Non-Interest Burden | -16.13% | -20.53% | -15.63% | -15.05% | -15.82% | -17.40% | -17.54% | -17.89% | -284 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.18% | 12.01% | 9.48% | 12.45% | 7.26% | 4.43% | 5.58% | 3.76% | -868 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 4.41% | 0.63% | 32.26% | -6.04% | 6.73% | 137.62% | 25.42% | -6.94% | -90 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 59.45% | 64.34% | 57.63% | 57.79% | 58.81% | 61.05% | 60.56% | 59.61% | +181 bps | |
| Total Risk-Based Capital | 205% | 190.87% | 182.25% | 251% | 247% | 198.66% | 165.88% | 216% | -3,491 bps | |
| Equity / Assets | 68.55% | 71.06% | 69.53% | 66.46% | 67.11% | 69.14% | 68.96% | 67.53% | +107 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 14.51% | 14.47% | 14.74% | 14.19% | 14.24% | 14.55% | 14.63% | 14.30% | +11 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |