Bank of Little Rock
Little Rock, AR · Cert 91280 · Peer group: banks under $1B in assets (n=581-629) · Little Rock Bankshares Inc.
State charter, Fed member · FED · 5 branches
Q2 2026
$252.9MAssets
$130.7MLoans
$231.5MDeposits
$19.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 66% of banks under $1B in assets (rank 211 of 629).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets (rank 626 of 629).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
-1.30%
Rank 602 of 629
Net Interest Margin
3.85%
Rank 211 of 629
Efficiency Ratio
73.96%
Rank 409 of 629
Equity / Assets
7.80%
Rank 565 of 629
Non-interest income vs. expense
Unfavorable gap of $6.0M · efficiency ratio beats 35% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.30% | 0.60% | 1.01% | 1.45% | Beats 4% | 602 / 629 | | |
| Return on Equity | -16.64% | 5.38% | 9.30% | 13.28% | Beats 2% | 615 / 629 | | |
| Net Interest Margin | 3.85% | 3.03% | 3.54% | 4.05% | Beats 66% | 211 / 629 | | |
| Efficiency Ratio | 73.96% | 58.35% | 67.79% | 79.08% | Beats 35% | 409 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.09% | 0.46% | 1.20% | Beats 48% | 306 / 581 | | |
| Net Charge-Offs / Loans | 3.29% | n/a | 0.01% | 0.06% | Beats 0% | 580 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 8.59% | 11.24% | 13.84% | 18.77% | Beats 1% | 625 / 629 | | |
| Total Risk-Based Capital Ratio | 8.59% | 11.58% | 14.43% | 19.66% | Beats 0% | 626 / 629 | | |
| Equity / Assets | 7.80% | 9.09% | 10.65% | 13.80% | Beats 10% | 565 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.47% | 67.24% | 80.90% | 93.48% | 15th pctl | 506 / 594 | | |
| Loans / Assets | 51.70% | 53.31% | 67.71% | 78.15% | 23rd pctl | 486 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |