Colorado Springs, CO · Cert 91005 · Little London Bcorp
State charter, non-member · FDIC · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets (n=581 to 629). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
74
Asset Quality
51
Profitability
81
Liquidity
27
Efficiency
86
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Colorado Springs, CO · Cert 91005 · Little London Bcorp
State charter, non-member · FDIC · 5 branches
Q2 2026
Market Position · Colorado Springs, CO · 2026 SOD (annual) · 2.3% share · #9 of 41 inst. · $0.2B of $10.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.05% | 1.13% | 1.43% | 1.44% | 1.13% | 1.19% | 1.92% | 1.86% | +43 bps | |
| Return on Equity | 6.80% | 7.22% | 8.75% | 9.05% | 7.06% | 7.34% | 11.07% | 10.81% | +177 bps | |
| Net Interest Margin | 4.47% | 4.62% | 4.71% | 4.55% | 4.64% | 4.74% | 5.28% | 5.14% | +59 bps | |
| Efficiency Ratio | 68.46% | 66.37% | 56.38% | 55.07% | 55.53% | 57.55% | 50.27% | 52.02% | -305 bps | |
| Non-Interest Burden | 3.08% | 3.08% | 2.65% | 2.50% | 2.58% | 2.66% | 2.60% | 2.62% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.22% | 1.40% | -0.49% | 10.52% | 8.69% | 1.88% | 4.29% | -8.82% | -1,934 bps | |
| Loan Growth (YoY) | 0.29% | -0.93% | 3.61% | 5.99% | -0.34% | 0.56% | -4.19% | -9.23% | -1,522 bps | |
| Deposit Growth (YoY) | -1.23% | 0.43% | -2.19% | 10.68% | 8.71% | 0.55% | 3.11% | -10.97% | -2,166 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.03% | 0.49% | 0.33% | 0.76% | 0.60% | 1.01% | 0.62% | 0.16% | -59 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.04% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.07% | +7 bps | |
| Allowance / Loans | 1.25% | 1.26% | 1.25% | 1.21% | 1.20% | 1.20% | 1.21% | 1.18% | -2 bps | |
| Allowance Coverage of NPLs | 38.9x | 2.6x | 3.8x | 1.6x | 2.0x | 1.2x | 1.9x | 7.3x | +5.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 16.08% | 16.67% | 16.91% | 15.86% | 16.01% | 16.48% | 18.55% | 17.24% | +139 bps | |
| Total Risk-Based Capital | 16.08% | 16.67% | 16.91% | 15.86% | 16.01% | 16.48% | 18.55% | 17.24% | +139 bps | |
| Equity / Assets | 16.34% | 16.20% | 16.45% | 15.08% | 16.40% | 17.38% | 17.32% | 17.02% | +195 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 105.92% | 100.92% | 104.88% | 95.37% | 97.10% | 100.93% | 97.46% | 97.24% | +187 bps | |
| Liquid Assets / Assets | 2.33% | 5.61% | 3.30% | 10.94% | 10.66% | 10.19% | 12.17% | 12.11% | +117 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 317% | 307% | 301% | n/a | n/a | |
Colorado Springs, CO · Cert 91005 · Peer group: banks under $1B in assets (n=581-629) · Little London Bcorp
State charter, non-member · FDIC · 5 branches
Q2 2026
Return on Assets
1.88%
Rank 88 of 629
Net Interest Margin
5.14%
Rank 21 of 629
Efficiency Ratio
52.21%
Rank 86 of 629
Equity / Assets
17.02%
Rank 107 of 629
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.88% | 0.60% | 1.01% | 1.45% | Beats 86% | 88 / 629 | ||
| Return on Equity | 11.04% | 5.38% | 9.30% | 13.28% | Beats 61% | 247 / 629 | ||
| Net Interest Margin | 5.14% | 3.03% | 3.54% | 4.05% | Beats 97% | 21 / 629 | ||
| Efficiency Ratio | 52.21% | 58.35% | 67.79% | 79.08% | Beats 86% | 86 / 629 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.16% | 0.09% | 0.46% | 1.20% | Beats 68% | 187 / 581 | ||
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.06% | Beats 33% | 389 / 581 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 17.24% | 11.24% | 13.84% | 18.77% | Beats 70% | 187 / 629 | ||
| Total Risk-Based Capital Ratio | 17.24% | 11.58% | 14.43% | 19.66% | Beats 68% | 202 / 629 | ||
| Equity / Assets | 17.02% | 9.09% | 10.65% | 13.80% | Beats 83% | 107 / 629 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 97.24% | 67.24% | 80.90% | 93.48% | 82nd pctl | 109 / 594 | ||
| Loans / Assets | 80.24% | 53.31% | 67.71% | 78.15% | 81st pctl | 117 / 629 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||