One Vision
Clarksville, IN · Charter 9097 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$65.2MAssets
$21.6MLoans
$57.0MShares
$8.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 51% of credit unions under $1B in assets (rank 832 of 1682).
- Widest gap: net interest margin trails 87% of credit unions under $1B in assets (rank 1468 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.71%
Rank 869 of 1,683
Net Interest Margin
2.97%
Rank 1,468 of 1,683
Efficiency Ratio
78.00%
Rank 832 of 1,682
Equity / Assets
12.78%
Rank 861 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 48% | 869 / 1,683 | |
| Return on Equity | 5.55% | 2.67% | 5.89% | 8.74% | Beats 47% | 892 / 1,681 | |
| Net Interest Margin | 2.97% | 3.31% | 3.82% | 4.32% | Beats 13% | 1,468 / 1,683 | |
| Efficiency Ratio | 78.00% | 68.91% | 78.20% | 86.93% | Beats 51% | 832 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.67% | 0.26% | 0.65% | 1.29% | Beats 49% | 856 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.78% | 10.44% | 12.89% | 16.53% | Beats 49% | 861 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.78% | 10.44% | 12.89% | 16.53% | Beats 49% | 861 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 38.00% | 52.61% | 69.38% | 83.50% | 10th pctl | 1,518 / 1,683 | |
| Loans / Assets | 33.21% | 44.71% | 59.18% | 70.72% | 11th pctl | 1,501 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |