Hanscom AFB, MA · Charter 9095
NCUA · 17 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.33% | 0.37% | 0.10% | 0.33% | 0.33% | 0 bps | |
| Return on Equity | 2.83% | 3.08% | 1.02% | 3.16% | 3.19% | +36 bps | |
| Net Interest Margin | 3.16% | 3.18% | 2.66% | 3.21% | 3.26% | +10 bps | |
| Efficiency Ratio | 83.11% | 82.86% | 84.37% | 88.94% | 88.77% | +566 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 0.73% | 1.61% | 21.91% | 19.07% | 18.39% | +1,766 bps | |
| Loan Growth (YoY) | -4.28% | -5.02% | 7.12% | 10.47% | 14.05% | +1,833 bps | |
| Share Growth (YoY) | 1.08% | 2.93% | 24.80% | 20.94% | 20.75% | +1,967 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.63% | 0.56% | 0.74% | 0.60% | 0.51% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.80% | 11.88% | 9.95% | 10.35% | 10.47% | -134 bps | |
| Net Worth / Assets | 11.80% | 11.88% | 9.95% | 10.35% | 10.47% | -134 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 92.25% | 91.20% | 84.38% | 85.51% | 87.13% | -512 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |