Hanscom
Hanscom AFB, MA · Charter 9095 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 17 branches
Q2 2026
$2.2BAssets
$1.7BLoans
$1.9BShares
$227.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 69% of credit unions $1B-$10B in assets (rank 138 of 435).
- Widest gap: efficiency ratio trails 97% of credit unions $1B-$10B in assets (rank 421 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.33%
Rank 383 of 435
Net Interest Margin
3.26%
Rank 258 of 435
Efficiency Ratio
88.77%
Rank 421 of 435
Equity / Assets
10.47%
Rank 261 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.33% | 0.55% | 0.81% | 1.14% | Beats 12% | 383 / 435 | |
| Return on Equity | 3.19% | 5.12% | 7.41% | 9.70% | Beats 12% | 383 / 435 | |
| Net Interest Margin | 3.26% | 3.01% | 3.39% | 3.75% | Beats 41% | 258 / 435 | |
| Efficiency Ratio | 88.77% | 65.25% | 71.39% | 77.86% | Beats 3% | 421 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.51% | 0.45% | 0.69% | 1.05% | Beats 69% | 138 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.47% | 9.81% | 10.84% | 12.63% | Beats 40% | 261 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.47% | 9.81% | 10.84% | 12.63% | Beats 40% | 261 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 87.13% | 78.33% | 88.38% | 95.61% | 46th pctl | 235 / 435 | |
| Loans / Assets | 77.23% | 67.69% | 74.58% | 80.80% | 60th pctl | 176 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |